Sample deliverable · the 72-hour demo output

AI Use-Case Map — Helvetia-Rhein Versicherung AG (synthetic)

Bottom-up AI-readiness assessment, synthesised from 10 employee interviews across 5 functions. The ranked use cases your own people asked for — with the heatmap and roadmap to ship them.
SECTOR P&C and Life insurance REGION DACH (DE/AT/CH) HEADCOUNT 2,400 INTERVIEWS 10 GENERATED 2026-06-09
19
canonical use cases discovered
€28.1M
est. annual value at full adoption*
30%
top demand — “Status, acknowledgement & p…”
5
quick wins shippable in 0–90 days
ARTIFACT 1Demand-counted

The ranked use-case list

Every free-text suggestion from 10 interviews, clustered into canonical use cases by job-to-be-done, de-duplicated, and ranked by a blend of value, feasibility and demand. Open a row to drill into the value breakdown, enabling tooling, prerequisites, and the anonymised employee evidence behind it.

1 Status, acknowledgement & process emails Draft & Correspond demand 30% (3/10) ~4.4h/wk saveable in sample value €2.1M/yr adoption 60% 83 High · 94

Auto-draft acknowledgements, status updates and process-explanation emails.

Value€2.1M/yr
Feasibility94/100
Demand3 of 10 asked
Where the value isClaims €1.6M · Broker Operations €571k · Underwriting €0
Enabling toolingLLM + snippet libraryEmail-client / CRM integration
Data & regulatory prerequisitesTone/brand guidelinesOpt-out for sensitive cases
Drillable evidence — what employees actually said
“An assistant that tracks outstanding evidence and drafts the chase emails” — Underwriter (E04)
“Auto-draft endorsement-process explanation emails” — Broker Operations Specialist (E07)
“Auto-draft the missing-information email to the broker” — Broker Operations Specialist (E08)
2 Claim / case-history summarisation Summarise demand 20% (2/10) ~4h/wk saveable in sample value €2.4M/yr adoption 70% 80 High · 89

Compress long claim threads and case histories into a 2-minute brief.

Value€2.4M/yr
Feasibility89/100
Demand2 of 10 asked
Where the value isClaims €1.3M · Customer Service €1.1M
Enabling toolingLLM summarisationCRM / DMS retrieval
Data & regulatory prerequisitesAccess scoping to the agent's own casesRetention/log handling
Drillable evidence — what employees actually said
“A summariser for long claim threads so I'm prepped in 2 minutes not 20” — Claims Adjuster (E02)
“Summarise the case history before a retention call” — Customer Service Agent (E10)
3 Suggested email replies (servicing) Draft & Correspond demand 10% (1/10) ~2h/wk saveable in sample value €1.1M/yr adoption 70% 77 High · 94

Suggest replies to common inbound policyholder questions.

Value€1.1M/yr
Feasibility94/100
Demand1 of 10 asked
Where the value isCustomer Service €1.1M
Enabling toolingLLM + reply libraryCRM email integration
Data & regulatory prerequisitesApproved answer libraryHuman send approval for sensitive topics
Drillable evidence — what employees actually said
“Suggested email replies for common policyholder questions” — Customer Service Agent (E09)
4 Broker submission extraction → CRM/UW workbench Extract & Intake demand 20% (2/10) ~6h/wk saveable in sample value €2.4M/yr adoption 65% 76 Medium · 76

Extract risk/submission fields from broker packets straight into CRM and underwriting tools.

Value€2.4M/yr
Feasibility76/100
Demand2 of 10 asked
Where the value isUnderwriting €1.6M · Broker Operations €800k
Enabling toolingDocument AI / IDPSalesforce + UW-workbench APIField-mapping config
Data & regulatory prerequisitesBroker-document format coverageField-mapping to CRM/workbenchData-quality validation rules
Drillable evidence — what employees actually said
“Extract structured risk data from a broker submission packet automatically” — Underwriter (E03)
“Extract submission fields from the broker email straight into the CRM” — Broker Operations Specialist (E08)
5 Decision & rejection-letter drafting Draft & Correspond demand 30% (3/10) ~2.4h/wk saveable in sample value €1.6M/yr adoption 67% 75 Medium · 73

Turn a bullet-point decision into a compliant, on-tone customer letter.

Value€1.6M/yr
Feasibility73/100
Demand3 of 10 asked
Where the value isClaims €1.6M · Underwriting €0
Enabling toolingLLM with guarded templatesWording/compliance guardrailsReviewer approval step
Data & regulatory prerequisitesApproved wording libraryDecision-explainability (VVG)Mandatory human approval before send
Drillable evidence — what employees actually said
“A letter drafter that turns my bullet-point decision into a compliant German rejection letter” — Claims Adjuster (E01)
“A quote-letter drafter from my agreed terms” — Underwriter (E03)
“A decision-explanation drafter that stays within compliant wording” — Underwriter (E04)
6 Policy-wording & guideline Q&A Search & Answer demand 20% (2/10) ~4h/wk saveable in sample value €2.2M/yr adoption 65% 75 Medium · 76

Answer 'what does the wording / guideline say' without scrolling PDFs.

Value€2.2M/yr
Feasibility76/100
Demand2 of 10 asked
Where the value isUnderwriting €1.2M · Claims €1.0M
Enabling toolingRAG over wordings + guidelinesVector storeCitation/grounding layer
Data & regulatory prerequisitesCurated, versioned wording/guideline corpusCitation grounding to avoid hallucinationChange-control on the corpus
Drillable evidence — what employees actually said
“A policy-wording Q&A so I stop scrolling PDFs” — Claims Adjuster (E02)
“An underwriting-guideline lookup that answers 'is this referable and why'” — Underwriter (E03)
7 Submission / document completeness check Triage & Decide demand 10% (1/10) ~4.8h/wk saveable in sample value €1.9M/yr adoption 70% 74 High · 80

Check a packet for completeness and list exactly what's missing.

Value€1.9M/yr
Feasibility80/100
Demand1 of 10 asked
Where the value isClaims €1.0M · Broker Operations €914k
Enabling toolingRule + LLM checklist engineDMS / CRM integration
Data & regulatory prerequisitesPer-product required-document checklistEdge-case handling
Drillable evidence — what employees actually said
“Auto-check a submission packet for completeness and list what's missing” — Broker Operations Specialist (E08)
8 Claim & complaint triage / routing Triage & Decide demand 20% (2/10) ~2.8h/wk saveable in sample value €1.8M/yr adoption 70% 74 Medium · 74

Classify incoming claims/complaints by severity and route to the right queue.

Value€1.8M/yr
Feasibility74/100
Demand2 of 10 asked
Where the value isClaims €1.8M · Customer Service €0
Enabling toolingClassifier / LLM routerQueue / workflow integration
Data & regulatory prerequisitesLabelled routing taxonomyFairness check on routingOverride / appeal path
Drillable evidence — what employees actually said
“Auto-triage and route incoming claims to the correct queue with a severity flag” — Claims Adjuster (E02)
“Auto-triage and categorise complaints into the right workflow” — Customer Service Agent (E10)
9 Data-prep & coding copilot (actuarial) Analyse & Code demand 20% (2/10) ~2.8h/wk saveable in sample value €520k/yr adoption 85% 72 High · 80

Speed up SQL/R/Python data-prep, reconciliation and validation scripting.

Value€520k/yr
Feasibility80/100
Demand2 of 10 asked
Where the value isActuarial €520k
Enabling toolingCode-assistant in the analytics IDEWarehouse read access
Data & regulatory prerequisitesSandbox / no production-writeModel-governance for any model codeReview of generated code
Drillable evidence — what employees actually said
“A coding copilot for R/SQL data-prep and validation scripts” — Actuary (E05)
“A SQL/coding copilot for reconciliation and ad-hoc queries” — Actuary (E06)
10 FNOL & document intake → structured claim data Extract & Intake demand 10% (1/10) ~3.6h/wk saveable in sample value €2.3M/yr adoption 80% 71 Medium · 70

Turn first-notice-of-loss emails and attachments into a structured, pre-filled claim record.

Value€2.3M/yr
Feasibility70/100
Demand1 of 10 asked
Where the value isClaims €2.3M
Enabling toolingDocument AI / IDPGuidewire ClaimCenter APIHuman-in-the-loop review UI
Data & regulatory prerequisitesGDPR DPIA (claimant PII, possible health data)Mapping to ClaimCenter schemaAdjuster sign-off in the loop
Drillable evidence — what employees actually said
“An assistant that reads the FNOL email + attachments and pre-fills a structured claim summary” — Claims Adjuster (E01)
11 Limit / estimate / mismatch flagging Triage & Decide demand 20% (2/10) ~2h/wk saveable in sample value €571k/yr adoption 75% 71 Medium · 75

Flag when an estimate exceeds limits or figures don't reconcile.

Value€571k/yr
Feasibility75/100
Demand2 of 10 asked
Where the value isBroker Operations €571k · Claims €0
Enabling toolingRules engine + LLM checkPolicy-data / finance-data integration
Data & regulatory prerequisitesReliable limit / commission reference dataFalse-positive tuning
Drillable evidence — what employees actually said
“Something that flags when a repair estimate exceeds the policy sum insured” — Claims Adjuster (E01)
“Help reconcile commission statements and flag mismatches” — Broker Operations Specialist (E07)
12 Real-time knowledge-base assistant (servicing) Search & Answer demand 20% (2/10) ~2.8h/wk saveable in sample value €520k/yr adoption 75% 71 Medium · 76

Surface the right answer mid-call instead of searching the KB while the customer waits.

Value€520k/yr
Feasibility76/100
Demand2 of 10 asked
Where the value isActuarial €520k · Customer Service €0
Enabling toolingRAG over knowledge baseService-Cloud / telephony integration
Data & regulatory prerequisitesCurated knowledge-base corpusLatency budget for live callsAnswer-grounding/citations
Drillable evidence — what employees actually said
“A natural-language query layer over our data warehouse” — Actuary (E06)
“A real-time knowledge-base assistant that answers while I'm on the call” — Customer Service Agent (E09)
13 Call wrap-up / case-note generation Draft & Correspond demand 10% (1/10) ~2.4h/wk saveable in sample value €1.3M/yr adoption 70% 71 Medium · 74

Auto-generate the wrap-up note / case log from the conversation.

Value€1.3M/yr
Feasibility74/100
Demand1 of 10 asked
Where the value isCustomer Service €1.3M
Enabling toolingASR + LLM summarisationService-Cloud case integration
Data & regulatory prerequisitesCall-recording consentAgent edit-before-save
Drillable evidence — what employees actually said
“Auto-generate the call wrap-up note from the conversation” — Customer Service Agent (E09)
14 Complaint-response drafting (empathetic + compliant) Draft & Correspond demand 10% (1/10) ~2.8h/wk saveable in sample value €1.5M/yr adoption 80% 71 Medium · 73

Draft empathetic, compliant complaint responses that hold tone under pressure.

Value€1.5M/yr
Feasibility73/100
Demand1 of 10 asked
Where the value isCustomer Service €1.5M
Enabling toolingLLM with tone + compliance guardrailsComplaints-workflow integrationReviewer step
Data & regulatory prerequisitesComplaint-handling rulesApproved tone libraryHuman approval before send
Drillable evidence — what employees actually said
“A complaint-response drafter that keeps the empathetic, compliant tone” — Customer Service Agent (E10)
15 Cross-system broker / policy query assistant Search & Answer demand 10% (1/10) ~4h/wk saveable in sample value €1.1M/yr adoption 70% 70 Medium · 71

Answer broker queries by pulling policy/commission status across systems.

Value€1.1M/yr
Feasibility71/100
Demand1 of 10 asked
Where the value isBroker Operations €1.1M
Enabling toolingRetrieval over CRM + policy-adminRead-only system connectors
Data & regulatory prerequisitesRead access across CRM + admin systemPII handling for broker data
Drillable evidence — what employees actually said
“A broker-query assistant that pulls policy/commission status across systems” — Broker Operations Specialist (E07)
16 Complaint root-cause clustering Analyse & Code demand 10% (1/10) ~1.6h/wk saveable in sample value €867k/yr adoption 80% 70 Medium · 76

Cluster complaints to surface recurring root-cause themes.

Value€867k/yr
Feasibility76/100
Demand1 of 10 asked
Where the value isCustomer Service €867k
Enabling toolingEmbedding + clusteringComplaints-data pipeline
Data & regulatory prerequisitesAggregated, anonymised complaint dataTheme-validation step
Drillable evidence — what employees actually said
“Cluster complaints to surface recurring root-cause themes” — Customer Service Agent (E10)
17 Methodology / report drafting & summarisation Summarise demand 20% (2/10) ~2h/wk saveable in sample value €371k/yr adoption 85% 69 Medium · 74

Draft model-methodology docs, variance commentary and committee narratives.

Value€371k/yr
Feasibility74/100
Demand2 of 10 asked
Where the value isActuarial €371k
Enabling toolingLLM over model outputs/notesNotebook / reporting integration
Data & regulatory prerequisitesModel-governance reviewAuditability of generated textReviewer sign-off
Drillable evidence — what employees actually said
“Draft model-methodology documentation from my code and notes” — Actuary (E05)
“Generate a first-draft committee narrative from model output tables” — Actuary (E05)
“Draft quarterly variance commentary from the numbers” — Actuary (E06)
18 Quote / cover-note drafting from agreed terms Draft & Correspond demand 0% (0/10) ~2h/wk saveable in sample value €970k/yr adoption 70% 68 Medium · 74

Generate quote letters and cover notes from the underwriter's agreed terms.

Value€970k/yr
Feasibility74/100
Demand0 of 10 asked
Where the value isUnderwriting €970k
Enabling toolingLLM with clause libraryUW-workbench integration
Data & regulatory prerequisitesApproved clause/terms libraryPricing-fairness checkAudit trail
19 Medical-evidence extraction for life/health UW Extract & Intake demand 10% (1/10) ~5.2h/wk saveable in sample value €2.5M/yr adoption 50% 62 Guarded · 44

Pull the underwriting-relevant facts out of long, unstructured medical reports.

Value€2.5M/yr
Feasibility44/100
Demand1 of 10 asked
Where the value isUnderwriting €2.5M
Enabling toolingDocument AI tuned for medical textPolicy-admin APIStrict human-in-the-loop
Data & regulatory prerequisitesGDPR Art. 9 health-data basisAnti-discrimination reviewLikely EU AI Act high-risk classification → conformity controls
Drillable evidence — what employees actually said
“Summarise a medical-evidence file into the underwriting-relevant facts” — Underwriter (E04)
ARTIFACT 2Opportunity density

The heatmap

Function (rows) × use-case category (columns). Each cell is coloured by AI-opportunity density — addressable hours weighted by how strongly employees asked. Hover a cell for the underlying count. The hot corner is where to start.

Extract & Intake
Draft & Correspond
Summarise
Search & Answer
Triage & Decide
Analyse & Code
Claims
37
71
22
18
61
Underwriting
58
17
15
Actuarial
5
5
Broker Operations
16
12
20
31
Customer Service
100
26
19
Lower opportunity Higher opportunity
ARTIFACT 3Sequenced delivery

The 3-wave roadmap

The same ranked use cases, sequenced by feasibility into three waves. Quick Wins are high-feasibility, low-regulatory-risk plays to ship first; Build needs integration and controls; Transform carries the heaviest data/regulatory lift (e.g. health-data or model-governance) and is staged last.

Quick Wins 0–90 days 5 use cases
#1 Status, acknowledgement & process emails
€2.1Mvalue/yr 94feasibility 30%demand 60%adoption
LLM + snippet libraryEmail-client / CRM integration
⚠ Tone/brand guidelines
#2 Claim / case-history summarisation
€2.4Mvalue/yr 89feasibility 20%demand 70%adoption
LLM summarisationCRM / DMS retrieval
⚠ Access scoping to the agent's own cases
#3 Suggested email replies (servicing)
€1.1Mvalue/yr 94feasibility 10%demand 70%adoption
LLM + reply libraryCRM email integration
⚠ Approved answer library
#7 Submission / document completeness check
€1.9Mvalue/yr 80feasibility 10%demand 70%adoption
Rule + LLM checklist engineDMS / CRM integration
⚠ Per-product required-document checklist
#9 Data-prep & coding copilot (actuarial)
€520kvalue/yr 80feasibility 20%demand 85%adoption
Code-assistant in the analytics IDEWarehouse read access
⚠ Sandbox / no production-write
Build 3–9 months 13 use cases
#4 Broker submission extraction → CRM/UW workbench
€2.4Mvalue/yr 76feasibility 20%demand 65%adoption
Document AI / IDPSalesforce + UW-workbench API
⚠ Broker-document format coverage
#5 Decision & rejection-letter drafting
€1.6Mvalue/yr 73feasibility 30%demand 67%adoption
LLM with guarded templatesWording/compliance guardrails
⚠ Approved wording library
#6 Policy-wording & guideline Q&A
€2.2Mvalue/yr 76feasibility 20%demand 65%adoption
RAG over wordings + guidelinesVector store
⚠ Curated, versioned wording/guideline corpus
#8 Claim & complaint triage / routing
€1.8Mvalue/yr 74feasibility 20%demand 70%adoption
Classifier / LLM routerQueue / workflow integration
⚠ Labelled routing taxonomy
#10 FNOL & document intake → structured claim data
€2.3Mvalue/yr 70feasibility 10%demand 80%adoption
Document AI / IDPGuidewire ClaimCenter API
⚠ GDPR DPIA (claimant PII, possible health data)
#11 Limit / estimate / mismatch flagging
€571kvalue/yr 75feasibility 20%demand 75%adoption
Rules engine + LLM checkPolicy-data / finance-data integration
⚠ Reliable limit / commission reference data
#12 Real-time knowledge-base assistant (servicing)
€520kvalue/yr 76feasibility 20%demand 75%adoption
RAG over knowledge baseService-Cloud / telephony integration
⚠ Curated knowledge-base corpus
#13 Call wrap-up / case-note generation
€1.3Mvalue/yr 74feasibility 10%demand 70%adoption
ASR + LLM summarisationService-Cloud case integration
⚠ Call-recording consent
#14 Complaint-response drafting (empathetic + compliant)
€1.5Mvalue/yr 73feasibility 10%demand 80%adoption
LLM with tone + compliance guardrailsComplaints-workflow integration
⚠ Complaint-handling rules
#15 Cross-system broker / policy query assistant
€1.1Mvalue/yr 71feasibility 10%demand 70%adoption
Retrieval over CRM + policy-adminRead-only system connectors
⚠ Read access across CRM + admin system
#16 Complaint root-cause clustering
€867kvalue/yr 76feasibility 10%demand 80%adoption
Embedding + clusteringComplaints-data pipeline
⚠ Aggregated, anonymised complaint data
#17 Methodology / report drafting & summarisation
€371kvalue/yr 74feasibility 20%demand 85%adoption
LLM over model outputs/notesNotebook / reporting integration
⚠ Model-governance review
#18 Quote / cover-note drafting from agreed terms
€970kvalue/yr 74feasibility 0%demand 70%adoption
LLM with clause libraryUW-workbench integration
⚠ Approved clause/terms library
Transform 9+ months 1 use case
#19 Medical-evidence extraction for life/health UW
€2.5Mvalue/yr 44feasibility 10%demand 50%adoption
Document AI tuned for medical textPolicy-admin API
⚠ GDPR Art. 9 health-data basis
How this was produced

The two-step synthesis

  1. Per-employee extraction. Each of the 10 interviews is synthesised independently first — every proposed use case and recurring task is matched to a canonical use case, preserving that person's specific time-sinks. (Survey tools skip this and lose the nuance.)
  2. Cross-employee clustering. Those per-person opportunities are grouped by job-to-be-done into 19 canonical use cases — de-duplicating phrasings of the same need and counting how many (and what %) of employees asked.
  3. Value × Feasibility scoring. Value = saveable hours/wk × employees in the function × loaded cost × 46 weeks; feasibility blends data availability, tool/API access, regulatory risk and build complexity. The ranking weights value 45% · feasibility 35% · demand 20%.